Don't forget to factor in closing costs when considering a home sale or purchase. David Heller Real Estate is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 858-349-8494 if your needs include a real estate pro experienced in the business side of buying and selling.

Closing costs you should expect

There are certain expected costs associated with closing the sale of a house. These expenses are often divided between the buyer and seller, as noted in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in California to help lead you through the transaction.

Closing costs that are tied to financing    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually collected    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your transaction, not only will I work to get the highest sales price, but I'll also push for limited closing costs. And once we've come to an agreement, I'll describe in detail the closing costs so you are aware of exactly what you're paying for.

Buyers: If you are buying a home in San Diego County, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a reasonable range so you're not startled when you arrive at the closing appointment. I'll be willing to look at the GFE with you, answering your questions and highlighting any estimates that seem off.

David Heller Real Estate, CA DRE #01014338 7708 Regents Road #1 San Diego, CA 92122
Phone: Fax:

Find A Home! | Testimonials | Vendor List | Zero Rate | Information Flyers | Internet Marketing | Closing Costs | First Time Buyers | Applying for a Loan | 9 Steps to Owning | Buying Foreclosures/REO's | Home Appreciation | Short Sale Buyer | Short Sale Seller

Copyright © 2012 David Heller Real Estate, CA DRE #01014338
Portions Copyright © 2012 a la mode, inc.
Another XSite by a la mode, inc. | Admin Login| Terms of Use| Site Map
All rate, payment, and area information are estimates and approximations only.